Koshkonong LLC is the author and publisher of this site and related products, publications, and programs that are sold under the Stephan Spencer, Get Yourself Optimized, and Marketing Speak brands or through this site or affiliate programs. All products and services are covered under this FORWARD LOOKING EARNINGS STATEMENT AND INCOME DISCLAIMER and are hereby included in the meaning of the phrase “author and publisher.” This Disclaimer applies to all coaching, products, programs, groups and podcasts provided by or through Koshkonong LLC. Limits of Liability/Disclaimer of Warranty: Seller, Koshkonong LLC makes no representations or warranties and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended by sales representatives or written sales materials. The information and strategies contained in any program, product, or coaching (private or group) including, but not limited, to masterminds provided by Koshkonong LLC or Stephan Spencer, may not be suitable for your situation and is not intended to be financial advice. Utilization of concepts or strategies presented may result in you incurring risks that are not appropriate to your situation and could result in financial losses. No profit or safety of capital is guaranteed. No professional advice is offered or given, included but not limited to legal advice, financial or investment advice. No legal services or offered or provided by Koshkonong LLC or Stephan Spencer. If you need legal or other professional advice or services you are instructed to seek such advice from licensed persons which are in the business or offering said advice and who expressly offer said services to you. Buyer, his or her agents, heirs, estate forever release and hold harmless Koshkonong LLC, it’s stockholders, officers, agents, employees, from any and all liability whatsoever, including but not limited to any liability for any any and allloss of profit or any other commercial damages, including but not limited to special, incidental, consequential, or other damages. Buyer assumes full responsibility for how he or she chooses to utilize any information, including handouts, powerpoint slides, or other materials provided by Seller, or its agents, to Seller. The author and publisher have used their best efforts in preparing this site, and all related publications, products, and programs. The author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this site and all related publications, products, and programs. The information contained is strictly for educational purposes. Therefore, if you wish to apply ideas contained in this site, or related publications, products, and programs, you are taking full responsibility for your actions. Although every effort has been made to accurately represent our products and services, it should be noted that earnings are estimates only. There is no guarantee that you will make money using the provided strategies or material found on this website. Information should be interpreted not as a financial promise, but rather estimates of what you can possibly earn. We make no assurance that you will make any specific amount of money using the products, methods or techniques found on this site. Case studies and testimonials featuring examples of actual earnings are true and will be verified upon request. However, these experiences are personal to those individuals and businesses, and may not necessarily be representative of all users. We do not claim, and you should not assume, that users will have the same experiences. There is no assurance or guarantee that similar results or earnings will be replicated in the future. Your individual results may vary. Any results related to our advertised products and services depends on the time, investment, knowledge and commitment of the individual. As such, we are not liable for the success or failure related to any of our items. You agree that we are not responsible for the decisions you make regarding the information, services and/or products presented on this website. Your use of the site or reliance on any information on the site is solely at your own risk. Any earnings or income statements are only examples of what we think you could possibly earn. There is no assurance that you will do as well as any examples or case studies that we provide you with. If you rely on our figures, you must accept the risk of not doing as well and of having financial losses. Where specific income figures are attributed to specific persons or businesses, those persons or businesses have earned that amount. There is no assurance you’ll do as well. You must accept the risk of not doing as well and of having financial losses. Materials on our websites and in our products, publications and programs may include information that is based on forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of financial performance or potential earnings. Any and all forward looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material. Any and all claims or representations, as to income earnings on this web site, are not to be considered as average earnings. There can be no assurance that any prior successes, or past results, as to income earnings, can be used as an indication of your future success or results. Monetary and income results are based on many factors. we have no way of knowing how well you will do, as we do not know you, your background, your work ethic, or your business skills or practices. Therefore we do not guarantee or imply that you will win any incentives or prizes that may be offered, get rich, that you will do as well, or make any money at all. There is no assurance you’ll do as well. If you rely upon our figures; you must accept the risk of not doing as well. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. nor are we responsible for any of your actions. In addition, both internet businesses and offline businesses, as well as the earnings derived there from, have unknown risks involved, and entrepreneurial activities are not suitable for everyone. making decisions based on any information presented in our products, services, web site, internet or offline marketing, should be done only with the knowledge that you could experience significant losses, or make no money at all. All products and services, including individual and group coaching, mastermind or other group programs or events, by our company are for educational and informational purposes only. Use caution and seek the advice of qualified professionals before making any financial decisions or other decisions. Check with your accountant, lawyer or professional adviser before acting on this or any information that you receive through or from, but not limited to, our products, services, coaching, programs, workshops, bootcamps, seminars, teleclasses, webinars or on or transmitted through our website, blogs, emails, video or audio transmission or downloads, or any other information obtained directly or indirectly from or related to your contact with us in digital or other form. Any earning or income statements, or earning or income examples in our products, programs, or communications of any kind whatsoever, are not considered to be average earnings. There is no assurance you will do as well. If you rely upon these figures, you must accept the risk of not doing as well. Any and all claims or representations, as to income earnings, in this program, are not to be considered as average earnings. case studies, stories and testimonials are not representative. As with anything of value in life, any and all positive results require work, effort, focus, energy, and moving through inevitable obstacles that come up when engaging in any entrepreneurial, marketing, and sales activities as well as building your business, products and services. Users of our products, services and web site are advised to do their own due diligence when it comes to making business decisions and all information, products, and services that have been provided should be independently verified by your own qualified professionals. Our information, products, and services on this web site should be carefully considered and evaluated, before reaching a business decision, on whether to rely on them. All disclosures and disclaimers made herein or on our site, apply equally to any offers, prizes, or incentives, that may be made by our company. You agree that our company, its officers, directors, stockholders, agents, and other associated parties are not responsible for the success or failure of your business decisions relating to any information presented by our company, agents, employees, officers, directors, stockholders and associated parties, or our company products or services. In such case as our referring you to an affiliate or advertiser with us, without regard to whether we receive reimbursement for said actions, you agree to hold as harmless and release us from any and all liability for any statements made during said referral or for results obtained from the purchase or use of products or services provided by the referred party or affiliate, without recourse whatsoever. The author and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose whatsoever. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is”, and without warranties. Before making any financial or business decision, you should seek competent legal, tax, accounting or other professional advice. NO legal, tax, or accounting advice, whatsoever, is provided by Koshkonong LLC, Stephan Spencer, or by our agents in conjunction with this site. The author and publisher do not warrant the performance, effectiveness or applicability of any sites listed or linked to in this site. All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose. All materials on this website, including emails, videos, products and programs are protected under the US Copyright Act of 1976 and all other applicable international, federal, state and local laws, with ALL rights reserved. No part of this may be copied, or changed in any format, sold, or used in any way other than what is specifically granted on this site or without express permission from Koshkonong LLC or Stephan Spencer. Copyright 2007-2019 by Koshkonong LLC All World Rights Reserved

PRIVACY POLICY

This following document sets forth the Privacy Policy for this website. We are bound by the Privacy Act 1988 (Crh), which sets out a number of principles concerning the privacy of individuals using this website.

Collection of your personal information

We collect Non-Personally Identifiable Information from visitors to this Website. Non-Personally Identifiable Information is information that cannot by itself be used to identify a particular person or entity, and may include your IP host address, pages viewed, browser type, Internet browsing and usage habits, advertisements that you click on, Internet Service Provider, domain name, the time/date of your visit to this Website, the referring URL and your computer’s operating system.

Free offers & opt-ins

Participation in providing your email address in return for an offer from this site is completely voluntary and the user therefore has a choice whether or not to disclose your information. You may unsubscribe at any time so that you will not receive future emails.

Sharing of your personal information

Your personal information that we collect as a result of you purchasing our products & services, will NOT be shared with any third party, nor will it be used for unsolicited email marketing or spam. We may send you occasional marketing material in relation to our design services.

What Information Do We Collect?

If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses.

Cookie Based Marketing

Some of our advertising campaigns may track users across different websites for the purpose of displaying advertising. We do not know which specific website are used in these campaigns, but you should assume tracking occurs, and if this is an issue you should turn-off third party cookies in your web browser.

How Do We Use Information We Collect from Cookies?

As you visit and browse Our Website, the Our Website uses cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with our web server log files or pixels, allow us to calculate the aggregate number of people visiting Our Website and which parts of the site are most popular. This helps us gather feedback to constantly improve Our Website and better serve our clients. Cookies and pixels do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.

IP Addresses

P addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.

Sharing and Selling Information

We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide Services that you have requested.

How Can You Access and Correct Your Information?

You may request access to all your personally identifiable information that we collect online and maintain in our database by using our contact page form.

Changes to this Privacy Policy

We reserve the right to make amendments to this Privacy Policy at any time. If you have objections to the Privacy Policy, you should not access or use this website. You may contact us at any time with regards to this privacy policy.